All or any transaction arising from the use of the Services in the joint account shall be binding on all the joint account holders, jointly and severally.Currently UCO mBanking is available for retail customers only.Service will not be available for Illiterate, Deceased, Inoperative, HUF, Club, Society & Association.Mobile Banking facility is not available for Minor (age of below 18 years).Credit facility in loan accounts through IMPS/NEFT-RTGS.Staff Overdraft & Cash credit accounts against deposit.Current Accounts – All individually operated accounts & Proprietorship accounts. ![]() ![]() However transactions through mobile banking channel should be allowed in following account types: Allowed Account Types:. The Customer desirous of availing of the Mobile Banking Services should have at least one operative account with the bank.
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